Just Around The Corner
As a Certified Financial Planner, one of my favorite conversations to have with clients is the one where they’re just about to work their last day ever! And since I have been advising clients for over 20 years, its one that is becoming increasingly frequent, and I love it.
Retirement can be so great when done right. It’s a time to enjoy all the things you love in life, like family, friends, travel, hobbies, basically, it should be a time to do whatever you want to do. But there’s always that one concern that comes up in almost every conversation with pre-retirees. It’s the concern of running out of money during retirement.
Unfortunately those people who have this concern aren’t just being overly cautious; they’re probably just overly educated about current statistics. Because sadly, running out of money in retirement is a real threat to a large number of people. This is in part because we are living longer and also in part because the cost of medical care is on the rise big time.
Another concern is the continual rise in the costs of doing the things we love to do, like travel or taking in more shows or great restaurants.
And of course there is the major challenge of knowing how to manage our assets for income that will provide us that ideal retirement lifestyle we’ve been looking forward to. Plus allow you maintain some growth to help minimize the risk of running out of money.
If the thought of this causes your blood pressure to rise a little, don’t worry. Although you get the final say, you don’t have to figure it all out on your own.
In this section you can find a lot of information in the articles and videos we have gathered for you that may answer some of your questions. But if you find you have more questions about a specific topic, you can also schedule a Free 15 minute consultation with me and I’ll be happy to answer your questions.
The important thing is to do your research until you are really comfortable and ready to retire.
You shouldn’t have any anxiety about your future. There’s so much to look forward to.